Maturity Amount
🇮🇳 India • Tax-free
Live results
Private
PPF Calculator
Plan your Public Provident Fund investments with instant maturity estimates, interest breakdown, and a year-wise growth table — free, fast, and entirely in your browser.
📊 Year-wise breakdown
See opening balance, deposit, interest, and closing balance for every year.
🔒 100% private
Your financial inputs never leave your device — no server, no sign-up.
⚡ Live updates
Change amount, rate, or tenure and results update instantly.
Calculate your PPF maturity
Total Invested
₹0
Total Interest
₹0
Total invested
Interest earned
Year-wise breakdown
| Year | Opening | Deposit | Interest | Closing |
|---|---|---|---|---|
| Enter values to see year-wise breakdown. | ||||
PPF Calculator — plan tax-free long-term savings
Use PPF Calculator | ToolAdda to estimate how your annual Public Provident Fund deposits grow over 15 years or more. Adjust the interest rate, yearly investment, and tenure to compare scenarios before you invest.
How to use
- Enter your planned yearly PPF deposit (₹500 – ₹1,50,000).
- Set the current PPF interest rate and investment period.
- Review maturity amount, interest earned, and the year-wise table.
- Copy or share your result for financial planning.
Why use this tool?
- Instant live calculations — no Calculate button needed.
- Transparent year-by-year growth breakdown.
- Works offline after the page loads.
- Free with no account or data collection.
Frequently asked questions
What is the minimum and maximum PPF investment per year?
The minimum annual deposit is ₹500 and the maximum is ₹1.5 lakh per financial year as per current PPF rules.
What is the lock-in period for PPF?
PPF has a mandatory lock-in of 15 years. After that, you can extend the account in blocks of 5 years.
How is PPF interest calculated?
PPF interest is compounded annually. This calculator applies yearly compounding on your annual deposits to estimate maturity.
Is PPF interest tax-free?
Yes. PPF falls under the EEE category — deposits, interest, and maturity amount are tax-free under Section 80C subject to applicable limits.
Is this PPF calculator free and private?
Yes. ToolAdda's PPF Calculator is completely free and runs locally in your browser without sending your financial data to any server.
Can I calculate PPF for more than 15 years?
Yes. Set tenure up to 50 years to simulate extensions in 5-year blocks after the initial 15-year period.